CitiAssist Loans
Learn more about
other loan options for your school.
We are pleased to offer the CitiAssist Loan with
features designed especially for you. CitiAssist is a popular
private student loan used to cover the difference between the cost
of education and the amount of financial aid received. Your school
will be asked to certify the amount for which you are eligible, so
the final approved loan amount could be less than the amount that
you request.
Save with the following benefits1
:
Loan Fees
A loan fee may be added to your principal balance.
2
Great Rates
CitiAssist Loans have flexible credit guidelines that can help you get approved
at the best possible rates. Credit histories for you and any co-borrower may be
used as a factor in determining your eligibility for a loan. The interest rate
charged is a reflection of the credit score of the applicant and a co-borrower,
if any.
Interest Rate Reduction for Auto-Debit Payments
Receive a 0.25% interest rate reduction when you enroll in our auto-debit
payment program.
The following products are available at your school:
| Product |
Competitive Interest Rates
|
Repayment Terms |
Grace Period |
| CitiAssist Undergraduate |
View
APR Examples
|
Up to
15
years plus any periods of deferment or forbearance.
|
6
months |
| CitiAssist Graduate |
View
APR Examples
|
Up to
20
years plus any periods of deferment or forbearance.
|
6
months |
Note: Private student loans are credit-based and interest rates will vary. To
help you assess rates, look at the APR examples for your loan type. These
examples provide the lowest and highest interest rates available. You can
expect to receive an interest rate between these two rates.
More Benefits
Take advantage of Citibank's repayment benefit programs and reduce your
interest rate even more!
0.25% Interest Rate Reduction for E-Z Pay1
CitiAssist borrowers receive a 0.25% interest rate reduction with E-Z Pay when
their loan payments are automatically withdrawn from their bank account.
0.50% Interest Rate Reduction for CitiExtras® Savings
1
CitiAssist Loan borrowers receive a 0.50% interest rate reduction with
CitiExtras® Savings when their first 48 consecutive monthly loan payments
are made on time.
Save Time - Apply and Sign Online
Applying and signing online is quick and easy. You can get a response in 3 minutes or less and see the interest rate for which you qualify before you sign.
Learn more about CitiAssist Undergraduate Loan.
Learn more about CitiAssist Graduate Loan.
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