Apply Now for a Graduate PLUS Loan Complete a Graduate PLUS eligibility check online

Graduate Federal PLUS Loan

Choose Citibank and save with the following benefits¹:

Interest Rate Reduction

Pay your loans with our auto-debit payment program and get an additional 0.25% interest rate reduction.

Quick, Easy Eligibility Check
Check your eligibility for a Graduate PLUS Loan online in two fast and easy steps.

No Payments While in School
Automatically defer principal and interest payments while you are enrolled at least half-time in a graduate or professional studies curriculum.

Interest Only Payment Option
Interest-only payments for either 24 or 48 months.

Additional Notices: Borrower benefits displayed above are only offered on loans for which Citibank is the lender. Applicable fees for Federal PLUS Loans include a 3.00% Federal Origination Fee and a Federal Default Fee of up to 1.00%.