Apply Now for a Parent PLUS Loan Complete a Parent PLUS eligibility check online

Parent Federal PLUS Loan

Choose Citibank and save with the following benefits¹:

Interest Rate Reduction

Pay your loans with our auto-debit payment program and get an additional 0.25% interest rate reduction.

Quick, Easy Eligibility Check
Check your eligibility for a Parent PLUS Loan online in two fast and easy steps.

Defer Payments While Your Child is in School
Postpone repayment for up to 48 months if you are experiencing financial difficulty while your child is in school.

Interest Only Payment Option
Interest-only payments for either 24 or 48 months.

Additional Notices: Borrower benefits displayed above are only offered on loans for which Citibank is the lender. Applicable fees for Federal PLUS Loans include a 3.00% Federal Origination Fee and a Federal Default Fee of up to 1.00%.