Federal Stafford Loan

Choose Citibank and save with the following benefits ¹:

Interest Rate Reductions
Receive an automatic 1.00% interest rate reduction at repayment and qualify for an additional 0.25% interest rate reduction when you sign up for E-Z Pay auto-debit.

NEW! Benefit Recovery Feature
Unlimited opportunities to earn your automatic rate reduction back if you ever miss a payment. You may regain the lost interest rate reductions by subsequently making 24 consecutive on-time monthly payments, anytime during the life of the loan.

Zero Origination Fees
We'll pay the origination fee for you so you have more money going toward your education.

Zero Federal Default Fee
We'll pay the Federal Default Fee for you.

Zero Payments Your Last Six Months
Citibank saves you even more by offering to waive your last six monthly payments when all payments have been made on time -saving you up to 6.00% on your principal loan balance.

Additional Notice: Applicable fees for Federal Stafford Loans include a 0.50% Federal Origination Fee and a Federal Default Fee of up to 1.00%.