CitiAssist Health Profession & Residency, Relocation and Review Loans

Apply Now for a Loan

For More Information visit our Health Professional Resource Center at www.studentloan.com/health

The CitiAssist ® Health Profession and Residency, Relocation and Review Loans are education loans designed to help health profession students afford the school of their choice. CitiAssist Loans help to fill the gap between the money you have for school and the money you need.

Eligibility
Loan Limits
Great Rates
Repayment Terms
Postponement of Repayment
How to Apply

Eligibility:

Be enrolled at least part-time at an accredited school for one of the following disciplines: allopathic, dentistry, optometry, osteopathic, pharmacy, podiatry or veterinary.
If the Health Professions Loan you are requesting is for a previous academic period , the loan period must have ended less than 12 months in the past.
Residency students must be enrolled in at least the 2nd year of medical or dental school, or, at most, have graduated within the last 6 months.
Students do not need to be making satisfactory academic progress in order to be eligible.
Health Profession students with a positive credit history do not need to apply with a co-signer .
Your co-signer, if applicable, must be a U.S. citizen or permanent resident with a mailing address based in the U.S. and have a valid Social Security Number .
International students must be at least 18 years of age and must have a co-signer who is a U.S. citizen or permanent resident with a valid Social Security Number.

Loan Limits:

You can borrow up to the cost of education less any financial aid you have received. For the Health Professions Loan, your school will be asked to certify the amount for which you are eligible, so the final approved loan amount could be less than the amount that you request.

There is no minimum loan amount (with the exception of Residency, Relocation and Review Loans which have $1,000 minimum) and high lifetime borrowing amounts.

Great Rates:

As low as % (% APR)¹ (APR Examples)

CitiAssist Loans have flexible credit guidelines that can help you get approved at the best possible rates. Credit histories for you and any co-borrower may be used as a factor in determining your eligibility for a loan. The interest rate charged is a reflection of the credit score of the applicant and a co-borrower, if any. Apply Online to get a credit response in 3 minutes or less and see the interest rate for which you qualify.

No Loan Fee:
There is no loan fee on CitiAssist Health Professions and Residency, Relocation and Review Loans, so you’ll receive 100% of the money you borrow.

Repayment Terms:

Tip: Avoid late fees by submitting your payments in advance so they are posted to your account on or before the scheduled due date.

No Payments While In-School or During Residency:
CitiAssist Health Profession and Residency, Relocation and Review Loans do not require payments while you're in school, residency or during the nine month grace period . If interest is not paid while you are in school, it will be capitalized when the loan enters into repayment. You can choose to pay interest in order to lower monthly payments after you complete school. There are no pre-payment penalties.

Important Note: If you wish to defer payments during your residency, you must apply for a Residency Deferment.

Flexible Repayment Terms:
Health Profession and Residency students have up to 25 years to repay their CitiAssist Loans plus any periods of deferment or forbearance.

Postponement of Repayment:

There is an interest only repayment option that is available for 24 or 48 month period. Or should you experience financial difficulty, just give us a call and we'll work with you.

How to Apply:

There are two ways to apply for a CitiAssist Loan:

When you apply online you can get a credit response in 3 minutes or less and see the interest rate for which you qualify before you sign.²

If you have a mailing address in the U.S. regardless of citizenship, you may be able to apply online. If you are an international student and do not have a valid Social Security Number, a customer ID will be assigned to you upon completion and approval of the online application. When you apply online, you may also electronically sign your application for the fastest processing.

Complete and submit a Paper CitiAssist Loan Application
If you prefer the traditional paper method or do not have a mailing address in the U.S., you can submit a paper application. To obtain an application, you may download the Health Profession Loan PDF or the Residency,Relocation and Review Loan PDF application (Adobe Acrobat Reader is required) or you may have an application mailed to you.

citi.com