Special Offers

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Only Citibank offers so many ways to save on your student loans and even more ways to help keep your costs down. Take a look at all of the options available, the savings add up to hundreds of dollars over the life of your loan!

Why Choose Citibank?
Federal Stafford Loan Discounts and Benefits
Federal PLUS Loan Discounts and Benefits
CitiAssist ® Loan Discounts and Benefits

Why Choose Citibank?

Citibank offers:

Low interest rates and cost savings discounts and benefits.
All of the federal and private loans you may need.
Almost 50 years experience with student loan financing.
Commitment to providing you the best service possible.
Fast and easy online applications and account management!

Federal Stafford Loan Discounts and Benefits 1:

With a Federal Stafford Loan from Citi, you'll end up paying a whole lot less.

Reduce Your Rate, Pay Back Less:

When it's time to pay back your loan(s) you'll automatically get a 0.50% interest rate reduction.
Pay your loans with our auto-debit payment program and get an additional 0.25% interest rate reduction.
If you lose your automatic interest rate reduction, we'll give you unlimited chances to earn it back.

Learn more about Citibank's Special Offers specific to your school.

Federal PLUS Loan Discounts and Benefits ²:

Regardless of the school being attended, you may qualify for the following borrower benefits on eligible loans:

Reduce your interest rate by up to 0.75% when you enter repayment

When it's time to pay back your loan(s) you'll automatically get a 0.50% interest rate reduction.
Pay your loans with our auto-debit payment program and get an additional 0.25% interest rate reduction.
If you lose your automatic interest rate reduction, we'll give you unlimited chances to earn it back.

Learn more about Citibank's Special Offers specific to your school.

CitiAssist ® Loan Discounts and Benefits ³:

CitiAssist offers even more ways to save in repayment.

Reduce your interest rate by up to 0.75% in repayment

Receive a 0.50% interest rate reduction for the remaining term of the loan after you make your first 48 consecutive monthly payments on-time.
Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program. Borrowers must continue to make monthly payments by the scheduled payment due date to retain the applicable benefit.

Co-signer Release Option

Co-signer may be released from the loan if the borrower has made the first 24 consecutive monthly payments on-time and is a credit-worthy, U.S. citizen or permanent resident at the time the release is requested.

Learn more about Citibank's Special Offers specific to your school.

Future discounts and benefits are subject to the lender's discretion. Interest rate reductions and other discounts and benefits terminate upon loan default and assignment to a guarantor or insurer.

Discounts and benefits displayed above are only offered on loans for which Citibank is the lender.

Additional Notice: Applicable fees for Federal Stafford Loans include a 1.00% Federal Origination Fee (1.50% 07/01/07 – 06/30/08), and a Federal Default Fee of up to 1.00%. Federal PLUS Loans are subject to a 3.00% Federal Origination Fee and a Federal Default Fee of up to 1.00%.

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